David J. Hall, a spokesman for The Small Business Administration (SBA) says the SBA used to have a disabled assistance loan program that was funded by Congress, but unfortunately, the program was terminated. A report states that those opposed to the program "believed that these business owners did not face challenges that differed significantly from other small business owners.”

Despite shrinking funding, people with disabilities are almost twice as likely to start a business as non-disabled individuals, according to the U.S. Census. Having your own business can provide you the freedom and flexibility to create a work and financial situation that fits your unique needs.

If you need financing for the start or growth of your business, luckily, there are still alternatives for disabled entrepreneurs. Accion is a nonprofit, community organization dedicated to helping small business owners succeed and thrive. We provide fairly priced, flexible loans to a diverse group of entrepreneurs, including the disabled.

If you need financing to take your business to the next level, Accion can help. What we want for our clients: an equal opportunity for you to succeed, to be able to participate fully, have meaningful work, live independently and be self-sufficient. 

As you start up and grow, we can help with funds to:

  • Hire staff
  • Configure your workplace
  • Adapt a vehicle
  • Buy assistive technology
  • Be competitive


Accion can provide the financing and the assistance you need to be successful, such as advice on how to pitch your business so that you have more competitive access to contracts. Accion also offers numerous other ways to advance your business, such as support through workshops and online resources.

Quick FAQ About Our Loan Process

Q: How long will it take me to complete the loan application?

A: Our loan application can be completed in about 15 minutes.

Q: How much money can I borrow?

A: Loan amounts vary by geography, but range from $300-$1,000,000. Accion’s average loan amount is $10,000

Q: What if I need help?

A: We’ll give you personalized attention and guide you through each step of the loan process. For loan inquiries, please call 415-636-8200.

Q: How do I figure out if I qualify for a loan?

A: Our requirements are flexible and often make it possible to lend to those who have previously been unable to find financing. Not sure if you qualify? Click here to find out.


Still have questions? Contact us at 415-636-8200 or read on for more information about how to apply for a loan right now.

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.