Here's what you need to know about our loan requirements

If you're interested in applying for an Accion loan, be sure to read the list below. It can help you determine if Accion is a good fit for you. Questions? Feel free to give us a call before starting your application.

Basic Loan Requirement Criteria:


To following criteria are what we look for in a potential client:

  • Live/work in San Diego, Imperial, Riverside, or San Bernardino Counties
  • Must be at least 18 years of age and demostrate good character
  • Must show the cash flow needed to repay the loan
  • Use the proceeds of the loan for your business
  • Disclose all aspects of business activities
  • Collateral and a co-borrower may be required
  • Business must be a legal entity
  • No unpaid tax liens or judgments
  • No bankruptcy in the past year
**Note - Credit issues from the past will not necessarily prevent you from qualifying for a loan.

Click here for a list of the supporting application documents that will be requested.


Here's what you need to know about our terms, rates and fees

The loan term, interest rate and fees of an Accion loan are primarily determined by the size of the loan a borrower is eligible for based on his or her credit profile. Click on the link below to learn more.

Click here for information about our loan terms and pricing.

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.