Childcare Business Loans

Childcare Business Loans from Accion

Para información en español haz click aquí


Access up to $20,000 in affordable licensed childcare financing in 48 hours. No paperwork required to apply! Also, receive personalized support to boost your Childcare business.

To Apply Call Accion: (800) 357-1500

9am – 5pm EST    OR    Start your application below


Requirements to be Eligible

  • Must be a licensed family childcare provider
  • Licensed for 3+ years
  • May have ‘0’ credit score (for those with no credit) or a minimum of 575 FICO score
  • Other requirements may apply


Not a childcare business? Accion serves all sorts of industries, click here for more information.


Loans That Meet Your Needs:

  • Flexible Requirements

    We serve those with no credit or collateral

  • Access to High-Profile Partnerships

    Access to the best minds and resources in the industry like Samuel Adams, Tory Burch, & the SBA

  • Free Small Business Consulting

    One-on-one consulting, in-depth financial analysis, and access to special events and networking opportunities

  • Trusted & Affordable Products

    SBA Certified, 27 years experience, transparent products with no pre-payment penalty

Hear What Business Owners are Saying

A loan is an opportunity for a better future. Meet some of the entrepreneurs who have used Accion loans and support to grow their business.

The Impact of Access to Childcare

Childcare is one of the most important investments we can make in the future. Access to affordable, quality childcare provides a triple bottom line to communities: children who benefit from early education; parents who benefit from participation in the workforce; and childcare providers who create jobs and income for themselves and their employees. Daycares provide over 4 million children and parents with opportunity every day, but access and affordability are still challenges – half of American families don’t have access to affordable childcare. Investing in the growth and strength of the small businesses who provide childcare is more important than ever.


To Apply for a Loan Call: (800) 357-1500

Partner in Childcare: A Mother-Daughter Daycare in the Bronx

Accion believes childcare should be accessible to every community and recognizes that supporting the small businesses that address this need is more urgent than ever. However, in many neighborhoods access to quality childcare is hardly a given. To build bridges across these gaps, Accion lends to individuals like Elizabeth and her mother Olean who founded O&E Childcare after realizing the need in their South Bronx neighborhood for a space to enrich the lives of children. O&E Childcare provides the 15 children enrolled with tutoring, dance, exercise, and even transportation to and from their homes. Their services offer support to working parents, and their own staff of five employees.


Watch Elizabeth and Olean Tell Their Story

We Need You As a Partner in Childcare

Ensuring that every parent has access to affordable, quality childcare requires a coalition: a network of clients, partners and donors working together to provide every childcare business with the needed resources to serve both themselves and their communities. Accion is working to build that coalition: to connect the individuals and organizations that together, can bring security and opportunity to our country’s children and parents. Partner with us today and help us in bringing this mission to life.


To Partner with Us Email or Call (617) 616-1582