According to the U.S. Small Business Administration, veterans are responsible for one in ten small businesses, providing employment to nearly six million workers. Veterans are more likely than non-vets to be self-employed, possibly because their military training prepares vets to start and run a business.

Unfortunately, sometimes it can be difficult to access financing. However, nonprofit organization Accion provides loans that help veterans start or grow their own businesses.

Take the story of veteran Pamela Jones, who founded International House of Sauces & Seasonings. When asked about getting funding for her business, Jones says, “Sales grew little by little, but I needed an infusion of capital to get to the next level of production. Even with a couple of years of solid sales, no banker wanted to talk with me. But at Accion the loan process was straightforward. Now I have a whole line of sauces available in 200 stores.”

The experience of veteran Erik Spalding, founder of Bullets to Bandages, echoes Jones’s. Spalding says, “We had difficulty finding financing. It became clear that we needed to team up with Accion when a lack of resources was preventing us from growing.”

Accion can provide a loan so you can:

  • Buy or upgrade equipment
  • Purchase inventory
  • Secure a commercial space
  • Purchase supplies
  • Remodel
  • Hire staff
  • Market and promote your businesses to attract new clients


As a nonprofit organization, Accion’s mission is to help small businesses thrive. It’s important that veterans have access to the right tools for success in business, which is why Accion also offers financial planning, networking opportunities, and organizational and management resources. We’ll even help you get “loan ready” if you aren’t already.

If you’re a veteran business owner in need of financing to start or grow your business, then contact us at 415-636-8200 or read on for information on how to apply for a loan.

Quick FAQ About Our Loan Process

Q: How long will it take me to complete the loan application?

A: Our loan application can be completed in about 15 minutes.

Q: How much money can I borrow?

A: Loan amounts vary by geography, but range from $300-$1,000,000. Accion’s average loan amount is $10,000.

Q: What if I need help?

A: We’ll give you personalized attention and guide you through each step of the loan process. For loan inquiries, please call 415-636-8200.

Q: How do I figure out if I qualify for a loan?

A: Our requirements are flexible and often make it possible to lend to those who have previously been unable to find financing. Not sure if you qualify? Click here to find out.


More questions? Read our full FAQs or contact us at 415-636-8200. Are you ready to get funding for your business? Apply now!

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.