Whether you want to open a new salon or spa, or you want to grow an existing business, Accion can provide you with the small business financing your salon or spa needs to thrive and grow.

Accion has been providing small business loans for over 20 years. We specialize in providing affordable financing to entrepreneurs who are working hard to make life better for themselves and their customers.

Spa owner Monica Dupen got a small business loan from Accion. She says, “The equipment loans we received meant we could offer more services, which made us more full-service early on. The impact on our business has been tremendous. We would have grown much more slowly without it.”

Here are some of the spa and salon businesses Accion finances:

  • Beauty salons
  • Nail salons
  • Day spas
  • Skin treatment centers
  • Medical spas

Accion can provide a loan so you can:

  • Buy or upgrade equipment
  • Purchase supplies
  • Add new health and beauty services
  • Remodel
  • Hire staff
  • Market and promote your businesses to attract new clients

Quick FAQ About Our Loan Process

Q: How long will it take me to complete the loan application?

A: Our loan application can be completed in about 15 minutes.

Q: How much money can I borrow?

A: Loan amounts vary by geography, but range from $300-$1,000,000. Accion’s average loan amount is $10,000.

Q: What if I need help?

A: We’ll give you personalized attention and guide you through each step of the loan process. For loan inquiries, please call 415-636-8200.

Q: How do I figure out if I qualify for a loan?

A: Our requirements are flexible and often make it possible to lend to those who have previously been unable to find financing. Not sure if you qualify? Click here to find out.


More questions? Read our full FAQ or contact us at 415-636-8200. If Accion is right for you, a loan consultant will work with you one-on-one to help you secure the financing you need. Let us help you turn your growth potential into actual business growth. Apply now!

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.