Nurturing and taking care of children is one of the most important jobs anyone can have. When it’s also your career, you’re literally holding the future in your hands, and we know just how important it is that your business has the funds to do things right.

As more and more families need professional child care, the child care industry is flourishing. Forbes reports that 61% of mothers with kids under the age of three are working or looking for work, contributing to the demand for child care.

From pre-school to full day or after-care programs, Accion can provide financing to help you start or grow your day care business. Our interest rates are affordable, and the relationships we form with our clients allow us to tailor business advice and services that will give your business the best chance to succeed and thrive.

We can provide you financing for your day care business so you can:

  • Start or expand an in-home child care business or a daycare center
  • Secure and / or remodel the right space
  • Buy furnishings, educational supplies and equipment
  • Hire staff
  • Cover fees to buy or license a curriculum
  • Pay for accreditation, permits, or other licensing fees


Maritza Barios de Argueta, owner of My First Steps Daycare says, “The growing number of children meant that it was time to move them from my living room to their own separate space. When I needed funds to expand, I called Accion. My $10,000 loan from Accion helped me reach my goal of having a safe and beautiful part of the house designed just for my kids.”

Quick FAQ About Our Loan Process

Q: How long will it take me to complete the loan application?

A: Our loan application can be completed in about 15 minutes.

Q: How much money can I borrow?

A: Loan amounts vary by geography, but range from $300-$1,000,000. Accion’s average loan amount is $10,000.

Q: What if I need help?

A: We’ll give you personalized attention and guide you through each step of the loan process. For loan inquiries, please call 415-636-8200.

Q: How do I figure out if I qualify for a loan?

A: Our requirements are flexible and often make it possible to lend to those who have previously been unable to find financing. Not sure if you qualify? Click here to find out.


Still have questions? Read our full list of FAQs or contact us at 415-636-8200.

With the explosion in the education-based daycare industry, there is no better time to apply for financing. Contact us at 415-636-8200 or read on for more information about how to apply for a loan right now.

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.