For small business owners looking to start, purchase or expand their business, we offer loans from $2,001 to $75,000. Your personal credit record and score will determine the loan amount, length of term and interest rate.

The features of this loan include:

  • Approval within 3 weeks
  • Business counseling and support

 

Qualification Details: 
  • You must be at least 18 years of age.
  • You must be current on all your personal and business bills.
  • You must not have any unpaid collections, charge-offs, judgments, tax liens or past-due child support (although settled accounts and payment plans may be acceptable).
  • You must be clear of bankruptcy for the past 12 months.
  • You must be free of late payments on auto or mortgage loans in the past 12 months (unless due to a short sale, foreclosure or loan modification).
  • You should have sufficient cash flow (including business profit, employment and other outside sources of income) to comfortably support monthly payments.
  • Other criteria may apply.

Exceptions to credit criteria can be made for loans $5,000 and below.

Here are a few additional requirements for businesses that are just starting out:

  • Experience in the business industry is preferred.
  • Must have a business plan.
  • Must have an outside source of income to support monthly payments.

 

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.