For business owners who need a quick infusion of money, we offer loans with a shorter approval process ranging from $300 to $2,000. Your personal credit record and score will determine the loan amount, length of term and interest rate.
The features of this loan include:
- Approval within 48 hours
- More flexible credit requirements
- Business counseling and support
- You must be at least 18 years of age.
- You may have unpaid collections if not new within the last 3 months and not over $5,000 in total debt outstanding. Medical collections are OK.
- You must be current on all other personal and business bills.
- You must be free of bankruptcy for the past 3 months.
- You must not have late payments on auto or mortgage loans in the past 3 months.
- You must have cash flow (including business profit, employment and other outside sources of income) to comfortably support monthly payments.
Here are a few additional requirements for businesses that are just starting out:
- Experience in the business industry is preferred.
- Must have a business plan.
- Must have an outside source of income to support monthly payments.