For business owners who need a quick infusion of money, we offer loans with a shorter approval process ranging from $300 to $2,000. Your personal credit record and score will determine the loan amount, length of term and interest rate.

The features of this loan include:

  • Approval within 48 hours
  • More flexible credit requirements
  • Business counseling and support 
Qualification Details: 
  • You must be at least 18 years of age.
  • You may have unpaid collections if not new within the last 3 months and not over $5,000 in total debt outstanding. Medical collections are OK.
  • You must be current on all other personal and business bills.
  • You must be free of bankruptcy for the past 3 months.
  • You must not have late payments on auto or mortgage loans in the past 3 months.
  • You must have cash flow (including business profit, employment and other outside sources of income) to comfortably support monthly payments.

Here are a few additional requirements for businesses that are just starting out:

  • Experience in the business industry is preferred.
  • Must have a business plan.
  • Must have an outside source of income to support monthly payments.

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.