For clients who are just starting out, we offer loans up to $100,000.
- Be at least 18 years of age.
- Have a credit score of 550 or higher (600 or higher in Texas). Smaller loans are possible with a minimum credit score of 500 or no credit score (in participating areas).
- Not have any active bankruptcies or foreclosures in the past 12 months.
- Be current on all your personal and business bills.
- Exhibit steady cash flow and the ability to support monthly loan payments.
- Provide proof of income and revenue.
- Have a business plan.
- Have an existing source of income.
- Additional criteria may apply.