For business owners who want to have money available in case they need it, we offer line-of-credit loans from $20,000 to $100,000.

The features of this loan include:

  • Six-month advancement period.
  • Eligible for renewal up to three times.


Qualification Details: 

To qualify for a business line of credit you must:

  • Be at least 18 years of age.
  • Have a credit score of 600 or higher 
  • Not have an active bankruptcy or foreclosure in the past 36 months.
  • Be current on all your personal and business bills.
  • Exhibit steady cash flow and the ability to support monthly loan payments.
  • Provide proof of income and revenue.
  • Provide collateral based on loan size.
  • Other criteria may apply.


If you don’t meet these basic requirements, we encourage you to check back after you've had a chance to strengthen your application. 

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.