The Upper Manhattan Business Loan Program offers business loans up to $50,000 with interest rates starting at a reduced rate of 4.99%. These loans can be used for things like working capital, vehicle purchases, inventory, equipment, marketing, expansion, and business or franchise purchase. 

Qualification Details: 

The features of this loan include:

  • Interest rates: 4.99% - 9.99%
  • Loan terms up to 60 months
  • No pre-payment penalty
  • $135 processing fee; 4-5% closing costs

Qualification Details: 

  • Credit score of 575 or higher.
  • Business located in the following zip codes: 10025, 10026, 10027, 10029, 10030, 10031, 10032, 10033, 10034, 10035, 10037, 10039, 10040, 10128
  • Sufficient cash flow to support monthly loan payments.
  • Other criteria may apply

This program is sponsored by the Upper Manhattan Empowerment Zone.

Use PIN 116 when applying to receive reduced interest rate.

For more information call 866-245-0783

Let's Get Started

In just 15 minutes, you can be on your way toward applying for a small business loan. Start by telling us a little about yourself.